"Graham was always available when we had any questions or concerns and that made the home buying process very smooth."
ebby caroline e
Key Highlights
▶ 1099, 12-Month, and 24-Month Bank Statement Income Qualification Available
▶ Loan Amounts Up To $3,000,000
▶ Credit Scores Down to 620
▶ DTI Up to 55% Considered
▶ LTV Up to 90% for Purchases and Rate& Term with No MI Considered
▶ Cash-Out Up To $750,000, Max 85% LTV for Primary Residences
▶ Owner Occupied, Second Home or Investment Property
▶ Foreclosure, Bankruptcy, Prior Forbearances & Late Payments May Be Allowed
▶ Augmented Asset Utilization Up to 90% LTV
▶ Standalone Asset Utilization to 80% LTV for Purchase, 75% LTV for Cash-Out
▶ Gift Funds & Seller Concessions Allowed
▶ 40-Year Fixed, 30-Year Fixed (with option for 10-Year Interest Only)
▶ First Time Homebuyers Allowed
▶ Non-Warrantable Condos, SFD/SFA, Condo, and 2-4 Units Permitted
▶ Second Homes Up to 90% (No MI)
▶ Condos Up to 90% LTV (No MI)
▶ Non-Warrantable Condos Up to 85% LTV (No MI)
▶ Subordinate Financing Up To 90% CLTV
▶ Investment Properties Up to 80% LTV
▶ Foreign Nationals Offered
▶ 1099, 12-Month, and 24-Month Bank Statement Income Qualification Available
▶ Loan Amounts Up To $3,000,000
▶ Credit Scores Down to 620
▶ DTI Up to 55% Considered
▶ LTV Up to 90% for Purchases and Rate& Term with No MI Considered
▶ Cash-Out Up To $750,000, Max 85% LTV for Primary Residences
▶ Owner Occupied, Second Home or Investment Property
▶ Foreclosure, Bankruptcy, Prior Forbearances & Late Payments May Be Allowed
▶ Augmented Asset Utilization Up to 90% LTV
▶ Standalone Asset Utilization to 80% LTV for Purchase, 75% LTV for Cash-Out
▶ Gift Funds & Seller Concessions Allowed
▶ 40-Year Fixed, 30-Year Fixed (with option for 10-Year Interest Only)
▶ First Time Homebuyers Allowed
▶ Non-Warrantable Condos, SFD/SFA, Condo, and 2-4 Units Permitted
▶ Second Homes Up to 90% (No MI)
▶ Condos Up to 90% LTV (No MI)
▶ Non-Warrantable Condos Up to 85% LTV (No MI)
▶ Subordinate Financing Up To 90% CLTV
▶ Investment Properties Up to 80% LTV
▶ Foreign Nationals Offered