"Graham is a thorough professional, highly knowledgeable, dependable and a very pleasant personality. He was with us throughout the process, until we closed. He gave us timely advice, excellent analytics and multiple options for all our financial challenges. We would like to thank him and wishing him only the best !! I am happy to refer him to my friends and contacts."

"Graham was knowledgeable and a good advisor right from day one and he was always just en email or phone call away. He was always available and ready with answers for all our questions. He gave us many options for lending that are advantageous for us. He stayed with us from day one of our home hunt till the very last day of signing the contract. Couldn’t have asked for a better person to work with us on our home loan. Many thanks to you, Graham. Really appreciate all you did ! Good luck to you!"

"Graham was easy to talk to and didn't give us the runaround/vague answers. We switched lenders to Intercoastal because Graham answered our questions directly and made us feel more comfortable. At the very end, his team was exceptionally fast with their underwriting process and our final rates & closing costs were better than we would have gotten with the original lender. (I've already recommended Graham and his team to a friend.)"

"Graham was helpful and quick to respond in a very challenging time for a buyer. He was available to answer questions and gave us several loan options to choose from. We will definitely use him again if the opportunity comes up."

"Graham and his team assured us they could get the job done quickly and professionally, which gave us the confidence to switch lenders to Intercoastal. Their team did a great job and finished the work ahead of schedule. Buying a home is stressful, but Graham helped assuage our fears through regular communication. Overall, our experience was a big success."

"Graham was super responsive throughout a very lengthy home search and home buying process."

"Buying a house when so many processes change due to COVID Graham was very accommodating to our requests to keep it a personal experience. We had alot of work and pre-scheduled trips and him and his team worked to make sure everything got done. We are excited for this next chapter!"

"Communication and the explanations that were given during each phase."

"Graham was very responsive to our many questions buying our first home. He was very helpful every step of the way and helped us to use our VA Loan with no issues and we were able to close sooner than other lenders were. We would definitely recommend Graham if you are looking for someone to get everything done correctly, on time and with excellent service."

"very very responsive. within a couple hours of initial inquiry, graham sent me some ideas and proposals."

"I have been working for the World Bank Group for the past 10+ years. For my first condo, I used our credit union for the financing. For this house, I was planning to do the same, but then my realtor recommended using Graham. I was a bit hesitant at first, but now I can say that this was the best decision I made, as we had a very short closing target (less than 30 days after ratified contract). Graham & his team are true professionals, they had a great offer and moved quickly."

Graham and his team are true professionals and they get the job done.

"I was planning to use our credit union for my house, just like I did for my condo. My realtor suggested that I check with Graham, and this was the best decisions as I made. Graham and his team moved quickly and made this a very pleasant experience."

"Great experience with Graham and his team at Intercoastal."

"Graham is the man! He was very knowledgeable in regards to the market, our buying requirements, and costs. We highly recommend Graham and his team. I will be recommending Graham to all of our friends and family! Thank you."

"Everything was so easy--excellent communication, and we're grateful to Graham for advocating for our behalf so that we could get our offer accepted!"

"We really appreciated the communication throughout the process!"

"Graham was incredible!!! We simply would not have been able to make the deal without his help. The entire process was seamless right down to closing. Everyone we spoke with was professional and knowledgeable. A huge thank you to Graham’s entire team for getting us into our new beautiful home."

"Graham is an expert who understands his clients. I am a first time home buyer. His patience with me while he explained, in detail, every aspect of the process was unexpected. I truly appreciated his approach. I would recommend him to anyone, first time buyer or last house owner."

"It was an absolute pleasure working with Graham on our latest settlement! He made the closing process a breeze, which is not easy to do(:"

"Graham's communication and custome service skills are Outstanding."